TERMS OF USE

  1. These Terms of Use (“Terms”) apply to your access and interaction with the websites operated by No Bank Vehicle (Proprietary) Limited (registration number: [insert], referred to hereafter as “No Bank Vehicle”, “we”, “us”, or “our”), specifically including nbv.co.za and nofinancevehicle.co.za (collectively, “the Site(s)”).
  2. By visiting, browsing, interacting with, or making use of the Sites, you (“you” or “User”) acknowledge that you have read, understood, and agreed to be legally bound by these Terms. If you do not agree with any part of these Terms, you must cease use of the Sites immediately.

ACCEPTANCE OF TERMS AND CONDITIONS’

  1. Your use of the Sites constitutes full and binding acceptance of these Terms and our Privacy Policy.
  2. These Terms govern all use of our Sites and all associated content, features, products, or services offered through the Sites.
  3. If you are using the Sites on behalf of an organisation or entity, you represent that you have authority to bind such organisation to these Terms.

MODIFICATIONS TO TERMS

  1. We reserve the right, in our sole discretion, to amend, replace or update these Terms at any time without prior notice.
  2. Any such changes shall become effective upon being posted on the Sites. Continued use of the Sites after such changes are posted shall constitute deemed acceptance of the modified Terms.
  3. You are encouraged to review these Terms regularly to stay informed of any updates or changes. No Bank Vehicles shall not be liable for your failure to do so.

USE AT OWN RISK & GENERAL DISCLAIMERS

  1. All content made available on the Sites is provided strictly for informational purposes only and is not intended to constitute any binding representation, warranty, advice, or offer.
  2. The Sites may contain errors, inaccuracies, outdated data, or omissions, including but not limited to product descriptions, pricing, availability, and images.
  3. Product images, specifications, and prices displayed on the Sites are indicative only and do not constitute a legally binding representation. Any reliance placed on such materials is at your own risk.
  4. No Bank Vehicle shall not be liable for any reliance placed on the contents of the Sites by any party.

NO OFFER OR CONTRACTUAL OBLIGATION

  1. No content, communication, or interaction with the Sites shall be construed as an offer capable of acceptance or as forming a legally binding agreement unless expressly reduced to writing and signed by an authorised representative of No Bank Vehicles.
  2. Any vehicle listings, pricing, descriptions, or specifications are purely indicative and subject to confirmation upon formal engagement.
  3. We reserve the right to correct, amend or withdraw any content, listing, product or offer at any time, without prior notice and without any liability.

INTELLECTUAL PROPERTY

  1. All content on the Sites, including but not limited to text, graphics, logos, trademarks, domain names, data compilations, software, and images (collectively, “Content”) is the exclusive property of No Bank Vehicles or its licensors and is protected under the Copyright Act 98 and applicable international conventions.
  2. You are not permitted to use, copy, reproduce, republish, upload, post, transmit, distribute or modify any Content from the Sites, in whole or in part, without our prior written consent.
  3. The unauthorised use or attempted use of Content may result in civil or criminal liability.

LIMITATION OF LIABILITY AND INDEMNITY

  1. To the fullest extent permitted by law, the Sites and all Content are provided “as is” and “as available” without warranty of any kind, whether express, implied or statutory.
  2. No Bank Vehicle, its directors, shareholders, affiliates, employees, contractors and agents shall not be liable for any direct, indirect, incidental, special, punitive or consequential loss or damages whatsoever (including but not limited to loss of profit, data, use, goodwill or business interruption) arising from:
  • your access to or use of the Sites or reliance on any Content;
  • the unavailability or interruption of the Sites;
  • any virus, denial of service attack or malicious code transmitted through the Sites;
  • incorrect or outdated information or typographical errors on the Sites;
  • your failure to ensure the security of your own systems, devices, and software.
  1. You agree to indemnify, defend and hold harmless No Bank Vehicle from any claims, demands, damages, losses or expenses (including legal costs on an attorney-client scale) made by any third party due to or arising out of your use of the Sites, your breach of these Terms, or your violation of any law or rights of a third party.

THIRD-PARTY CONTENT AND LINKS

  1. The Sites may include content provided by third parties or links to external websites operated by unrelated third parties. Such inclusion does not imply any endorsement by No Bank Vehicle.
  2. No Bank Vehicle has no control over, and assumes no responsibility for, the content, accuracy, availability, or practices of any third-party website.
  3. Accessing third-party websites is done at your own risk, and you are encouraged to review their respective terms of use and privacy policies.

SECURITY, DATA, AND COMMUNICATIONS

  1. Although we take reasonable steps to safeguard the integrity and confidentiality of data submitted to the Sites, you acknowledge and agree that:
  • Internet communications are inherently insecure;
  • No Bank Vehicle does not guarantee the confidentiality or security of any data exchanged via the Sites;
  • You are responsible for using appropriate anti-virus software and ensuring adequate cybersecurity on your own systems.
  1. You expressly waive any claim against us arising from interception, loss, corruption or unauthorised access to data or communications transmitted via the Sites.

PRIVACY AND PERSONAL INFORMATION

  1. Any personal information submitted through the Sites will be collected, stored, and processed in accordance with the Protection of Personal Information Act 4 of 2013 (“POPIA”) and our Privacy Policy (incorporated by reference into these Terms).
  2. By using the Sites, you consent to the collection and processing of your personal information for purposes related to your use of the Sites, customer support, and transaction processing.

WEBSITE AVAILABILITY AND MAINTENANCE

  1. We make no representations that the Sites will be available at all times, or that your access will be uninterrupted or error-free.
  2. We reserve the right to suspend access to the Sites temporarily or permanently, with or without notice, for maintenance, upgrades, or any other reason, without incurring liability.

AGE RESTRICTIONS AND LEGAL CAPACITY

  1. You may not use the Sites if you are under 18 years of age or lack legal capacity to enter into binding agreements.
  2. By using the Sites, you warrant that you have the full legal capacity and authority to enter into binding agreements and that all information submitted is accurate, complete and not misleading.

ENTIRE AGREEMENT AND SEVERABILITY

  1. These Terms, along with our Privacy Policy and any other legal notices published by No Bank Vehicle, constitute the entire agreement between you and No Bank Vehicle in relation to your use of the Sites.
  2. If any provision of these Terms is determined by a court of competent jurisdiction to be invalid, unlawful or unenforceable, such provision shall be severed, and the remainder of the Terms shall continue to be valid and enforceable to the maximum extent permitted by law.

GOVERNING LAW AND JURISDICTION

  1. These Terms shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.
  2. You irrevocably submit to the exclusive jurisdiction of the courts of South Africa in relation to any dispute arising out of or in connection with your use of the Sites or these Terms.

CONTACT INFORMATION

  1. If you have any queries or concerns regarding these Terms or the operation of the Sites, you are welcome to contact our support team at:

Email: info@nbv.co.za
Address: 5 Yster Street, Bardene, Boksburg, 1459
Phone: 010 497 6277

ACKNOWLEDGEMENT

  1. By using the Sites, you confirm that you have read, understood, and agree to be bound by these Terms of Use.